We are

Broker

Advisor

Sells Insurance

Sells Advice

Product Allegiance

Client Allegiance

Commission Based

Fee Based

Closes Sale/Renewal Timeline (1x/yr)

Always Advising/Always Available

Manages Costs

Reduces Costs

Responsible to Brokerage Firm

Responsible to Clients

Carrier Aligned

Client Aligned

Compliance Checklist

Ensures Client is in Full Compliance

Non-Fiduciary

Fiduciary