Wincline

Darren Fogarty

AUGUST HR BRIEF

AGEISM: ARE YOUR EMPLOYEES AFFECTED? It turns out 60 percent of older employees feel discriminated against due to their age, according to a report from the Equal Employment Opportunity Commission (EEOC). However, only 3 percent of those employees say they submitted a formal complaint about age discrimination. The EEOC report says this indicates under-reporting of …

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AUGUST BENEFITS BUZZ

ASSOCIATION HEALTH PLANS EXPANSION The Department of Labor (DOL) recently released a final rule that gives small businesses more freedom to join as a single group to purchase health insurance in the large group market or to self-insure. These arrangements are called association health plans (AHPs). By forming AHPs, small employers can avoid certain Affordable …

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MEDICARE PART D NOTICES ARE DUE BEFORE OCTOBER 15, 2018

GET YOUR MEDICARE PART D PLANS DONE Each year, Medicare Part D requires group health plan sponsors to disclose to individuals who are eligible for Medicare Part D and to the Centers for Medicare and Medicaid Services (CMS) whether the health plan’s prescription drug coverage is creditable.  Plan sponsors must provide the annual disclosure notice …

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SEPTEMBER HR BRIEF

CTE PROGRAMS EARN $1.2 BILLION IN FEDERAL FUNDING Career and technical education (CTE) programs earned a huge win in July when President Donald Trump re-enabled a major source of their funding. The bill President Trump signed reauthorizes the Carl D. Perkins Career and Technical Education Act—last authorized in 2006—and amends the legislation to make its funds more …

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SEPTEMBER BENEFITS BUZZ

2018 ACA REPORTING DRAFT FORMS NOW AVAILABLE The IRS released draft 2018 forms for Affordable Care Act (ACA) reporting under Internal Revenue Code (Code) Sections 6055 and 6056.  Draft instructions for 2018 have not yet been released. The 2018 draft forms are substantially similar to the final 2017 versions. However, the revised version of the Form 1095-C …

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WORKPLACE WELLNESS PROGRAMS – ERISA, COBRA AND HIPAA

LEARN ABOUT HOW HIPPA WORKS WITH WORKPLACE WELLNESS PROGRAMS A workplace wellness program may be subject to a number of different federal laws, depending on how the program is structured. An employer’s wellness program that provides medical care (for example, biometric screenings) is generally subject to ERISA, COBRA and the HIPAA privacy and security rules. These …

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Your Checklist of What to Ask of an Employee Benefits Broker or Advisor

Seeking out an employee benefits broker or advisor is a challenging, even daunting, process. As a CEO, CFO, or HR Executive, you’re charged with a fiduciary duty to manage your employees’ health and benefits as if they were your own, and that implies you need to work with someone who understands that and helps you meet those obligations. …

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The Liability Most Employers Are Blind To: Fiduciary

The year is 1974. The day is gloomy. Amidst a worldwide inflation crisis and a deepening recession, public concerns of private pension plan funds being mismanaged and abused continue to grow. At the peak of concern, the Employee Benefits Security Administration of the DOL takes action and creates the Employee Retirement Income Security Act (ERISA). This …

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